Blog

11 Ways to Start Saving

11 Ways to Start Saving

  A lot of us are looking for ways to save, but finding ourselves short on time. Honestly though this doesn’t have to be a roadblock. This article is going to overview just 11 simple ways (there are plenty more) to start saving quicker than you probably thought...
The 50-20-30 Rule

The 50-20-30 Rule

  A lot of people out there are trying to figure out how to get ahead right now, and there’s a lot of financial advice out there for anybody looking. One such popular piece of advice is the 50/20/30 rule. This article is going to overview what the rule is, and how to...
Tooth Soap Recipe

Tooth Soap Recipe

    Yep, you read that right, Tooth SOAP! Many parts of the world use soap as a teeth cleaner and you might have noticed that people from some of the poorer parts of the world have lovely white teeth! How is that so? Well they are not eating processed sugars and white...
Save $500 on Electricity Bills

Save $500 on Electricity Bills

  What could you do with $500? I’m betting a delightful array of shopping spree possibilities are flashing through your mind. Wondering why I’m asking? $500 a year is the amount you could end up saving on your electricity bills by following a few simple tips to be...
Decluttering Your Home

Decluttering Your Home

  Clutter can be a huge source of both stress and mess. It’s hard to think straight when you’re constantly bumping into things in your own home, and it can make you feel really messy. This is not what home should be. Home should be the place you come to escape stress....
Change Your Finances in 30 Days

Change Your Finances in 30 Days

  A lot of people in the financial community have begun discussing the recent 30 day method as a way to control impulse spending. The basic idea is very simple in theory but can feel quite difficult to execute. This article is going to go over everything you need to...
Putting Peak Times to Work

Putting Peak Times to Work

  It’s going to get harder saving on the electricity bill – unfortunately when they raise costs they tend to raise them on the supply charges too before we even start to use the stuff! For instance my latest electricity bill was $456.64. $110.00 of that...
Kids and their Pocket Money

Kids and their Pocket Money

  For little people who don’t earn an income, it’s remarkable how often children have a little money in their pockets. From family gifts to parental allowances and beyond, there are plenty of ways those little guys find to scrounge up some cash every now and then....
Ten Ways to Simplify Your Life

Ten Ways to Simplify Your Life

 People really underestimate the value of simplicity. Simplicity allows clarity to flow freely, makes it hard to hold on to worry, and all around helps us to feel more focused and better. Yet we spend so much of our lives complicating things for ourselves that one...
Excited about what you’re doing?

Excited about what you’re doing?

 I’ve been thinking a lot about what I’m doing lately, and asking myself an important question: do I like what I’m doing? Am I motivated by what I’m doing? What’s driving my current goals, what I need to do or what I WANT to do? These are the types of questions we...
Get The Adults to Leave Home

Get The Adults to Leave Home

More and more children are making the return home after college and university. Post secondary education is more expensive than ever before, and leaves kids often high in debt and without a job yet. Having them move back in may seem like the logical next step, and may...
7 Ways Millennials Can Start Saving

7 Ways Millennials Can Start Saving

Saving is something a lot of us aspire to, and less of us actually get around to doing. In saying that, it’s important to start saving, no matter what your current income level is. It’s easy to tell yourself you don’t have enough to save right now, but I bet if you...
10 Tips for Financial Flourishing

10 Tips for Financial Flourishing

We all want to do well financially, yet it’s surprising how few of us have taken the time to think about what that will actually mean. This article is going to overview ten tips for getting clearer on how to flourish financially, from ditching the debt to planning for...
Homemade Baby Wipe Recipes

Homemade Baby Wipe Recipes

  We’ve collected a great selection of baby wipe solution recipes for you to try and we hope you find the one that works best for your baby. We’ve found it easiest to gently mix the baby wipe solution of your choice in a jar with a lid, then pour it into...
Do You Need a Financial Diet?

Do You Need a Financial Diet?

Have you ever been on a diet? Why? Maybe you wanted to lose weight, maybe you wanted to be healthier, maybe you just wanted to operate at the best your body could operate at. Whatever the reason, chances are you recognized that changing your diet, your plan for what...
Groceries For $115 a Week

Groceries For $115 a Week

Does only doing the food shopping 12 times a year sound good to you? You’ll not only have more time, less hassle and save money but you’ll also have the piece of mind that your family is eating well. Keeping your grocery costs to a minimum while serving...
Something For A Rainy Day

Something For A Rainy Day

  You don’t have to look very far in the financial world before you find a host of advice demanding you keep an emergency fund. This fund is meant to cover everything unexpected, from car repairs to bill maintenance when you lose hours at work, or get a pay cut....
Live smart, live savvy!

Live smart, live savvy!

A lot of us doing research right now are out for the same thing, we want to live savvy. Being savvy happens when we take smart advice and apply it, it’s just that simple. So how do you live savvy? Follow some basic principles and tips and you’ll be well on your way....
Ten Ways to Trim the Food Bill

Ten Ways to Trim the Food Bill

  Groceries. That weekly wallet drain that (according to Australian Bureau of Stats) is sucking between $100 (single person) – $300 (family) each time it takes from you. That adds up, and can take a significant chunk away from your income (indeed food is often...
$1000 Gold Coin Challenge

$1000 Gold Coin Challenge

ee Who doesn’t like the idea of an extra $1000 in 50 weeks? I’ve come up with a saving challenge that I think is achievable and realistic for most people and it only takes your left over gold coins to do it! You simply start on any Monday and save a two...
Living Within Your Means?

Living Within Your Means?

  Living with the ability to save Learning to save is an exercise in the art of learning perspective, and what it means to manage money. You have to not only understand what it is to live within your means, but to live beneath them if you expect to grow a savings...
Track Your Spending

Track Your Spending

  Tracking spending – the old fashioned way Have a savings goal? Having trouble tracking why you haven’t yet reached it? Consider a savings journal. I’m not a journaler by nature myself, but even I have to admit that I’d be lost without mine. Keeping...
BOOK: The Great Life Redesign

BOOK: The Great Life Redesign

Periodically I’d like to share the books I have read and have found useful in my life and recommend them to you. I’ve had this book for years and am constantly picking it up and flipping through it to my favourite passages. It’s a source of...
Ditching the Debt

Ditching the Debt

  Decreasing your debt A lot of people make new years resolutions with fitness goals in mind. From dropping a few kilos to starting to get back into jogging, fitness seems to be on our mind when it comes to setting goals. But what about financial fitness? This article...
2017 YOUR year of freedom!

2017 YOUR year of freedom!

  A substantial portion of the population is in debt right now, every day of the year. It’s one of the most popular goals and resolutions, to get out of debt, yet so many of us never make it. Why? We are our own biggest enemy. This article is going to overview how to...
Liquid Laundry Detergent

Liquid Laundry Detergent

  This is a great recipe that you can use to save money and help cut down on the chemicals you use around the house. It makes a beautiful creamy mixture. To make it even smoother you can mix it with a paddle mixer on a drill or in smaller batches with a stick blender....
Ten Tips to Save at Christmas

Ten Tips to Save at Christmas

  Christmas is coming, and while this brings a lot of joy and family it can also bring stress with the financial burden of picking up gifts and dinners for everyone. In today’s market, with so many having been impacted by the recent recession, it can seem like a worry...
Four Fast Tips to a Cheaper Christmas

Four Fast Tips to a Cheaper Christmas

  Christmas is a great time of year. Everyone gets together, plenty of holiday dinners and cheer. The air seems full of happiness…and unfortunately bills. That being said, the good news is that you can be in control of how much money is spent – and with a few simple...
Not On The Same Savings Page?

Not On The Same Savings Page?

  Saving by yourself, and what to do about a partner who won’t Saving is a common aspiration, but not always something that people want to act on. It may take months and months of thinking about how nice it would be to save for something before you actually...
6 Holiday Money Saving Tips

6 Holiday Money Saving Tips

  Christmas is a happy time, a good excuse to get friends and family together – and even to make new acquaintances. It also comes as a heavy time of buying though, from gifts to new outfits to secret santa parties and catering, there are ample ways to drop a dollar...
5 Ways to Cut Cooking Costs

5 Ways to Cut Cooking Costs

  Food takes up a large portion of the budget, whether you’re single and spending on takeout, or a family who can barely get their groceries without giving up half their income. There are a lot of easy ways to cut the cooking costs, and this article is going to...
Cleaning in the springtime

Cleaning in the springtime

    Spring cleaning is a great time of year for getting your home in order. From giving everything that thorough cleaning it deserves to sorting through your stuff, there’s a lot that it does to bring your home a new sense of balance. That being said, it should...
Is anxiety leading you to keep things you shouldn’t?

Is anxiety leading you to keep things you shouldn’t?

  We all get into having a bit too much stuff every now and then. It’s natural. But for some of us, hanging on to things and becoming attached to them holds a deeper significance. It means they’re having a fear or anxiety that’s actually driving that need to buy....
Getting Rich Slowly!

Getting Rich Slowly!

  We’ve all heard of (and likely dreamed up) get rich quick schemes. Winning the lottery, inheriting a fortune, finding a winning contest prize or ticket of our dreams. There are a million get rich quick schemes, and all of them are about as effective as trying to get...
When enough stuff is really too much!

When enough stuff is really too much!

  I recently had the pleasure of helping a friend do a little spring cleaning. It’s not something I get to help with too often, but I actually really enjoy cleaning out clutter and my friend was willing to team up on hers. She found that with three kids, a husband,...
Financial Self Care

Financial Self Care

  Self-care has become an increasingly popular term for the things we do to ensure our personal wellbeing. People apply it to mental health, to friendship support, and many other areas of life, but often skip using it with finances. Why? I’m proud to say I’m...
Gratitude: The answer to frustration

Gratitude: The answer to frustration

  Are you finding yourself frustrated a lot? Your kids, your home, your job, your technology… none of it seems to be going your way? There may be something you can do about it, even without changing the situations you’re in, and it involves changing the things you’re...
What you need to know about Capsule Wardrobes

What you need to know about Capsule Wardrobes

  Capsule wardrobes have become increasingly popular within the minimalist movement, and for good reason. The idea behind a capsule wardrobe is to create a wardrobe with a few timeless, never out of style pieces, and rely primarily on it when selecting outfits. When I...
You really do have all you need

You really do have all you need

  Read the phrase above. Think about how happy you’d be if you actually embraced the idea. Now think about your life. If you’re sitting on a computer, with an internet connection, chances are you’ve also got a roof above your head, clothing to cover your body, and...
Make it on 50% or less!

Make it on 50% or less!

Once upon a time, there were two full time working individuals.They made good wages, worked hard at their jobs, yet somehow never seemed to have savings. They mostly spent more than they earned, and couldn’t understand why they were still in trouble after all their...
Setting up your vision board

Setting up your vision board

  A vision board is an easy to set up, yet powerful visualisation tool that reminds you what your goals in life are and manifests those pictures into feelings that activate the universal law of attraction. This law states, that we attract into our lives anything that...
Online Shopping Hints and Hacks

Online Shopping Hints and Hacks

  Online shopping is a great way to save money and time. There are so many deals you can find and quickly compare prices around the web, but many people don’t know all the special tips to saving money and getting the most for your cash. You don’t have to be frugal to...

Have you heard of the 50/30/20 formula?

The 50/30/20 formula or rule of thumb was written by Elizabeth Warren and her daughter Amelia Warren Tyagi, and published in the book they co-authored, “All Your Worth: The Ultimate Lifetime Money Plan.” Now as with all formulas this wont apply to everyone but for...

Making Your Own Lamp Oil

  I’m really excited to show you how you can make your own lamp oils or catalytic lamp oil. I have a beautiful catalytic lamp I bought from Dusk and I love it! But it burns through the oil very quickly and the oil is SO EXPENSIVE! After a bit of research I came up...
What Would You Do With An Extra $2000

What Would You Do With An Extra $2000

  If you had or have an extra $2000 then there are a few ways you could use it to your advantage. What would you do with an extra $2000? Here are 7 tips to get you thinking: 1. If you have a credit card debt and are paying high interest every month on it then it’s a...
Get Your Whites REALLY White!

Get Your Whites REALLY White!

Ever wondered how to get your dirty whites clean again, really clean? Well this is how I do it and it works every time. Put all your dirty whites into the washing machine and cover with really HOT water (Boil water on the stove and add it if you can, the hotter the...
Dishwasher Cleaning Bombs

Dishwasher Cleaning Bombs

  You might know by now how much I love to make my own cleaning products, well when it came time to give our dishwasher a thorough clean I decided to try this recipe – and it worked perfectly! So if you’re into saving even more money around the home and are sick of...
Become Great at Saving

Become Great at Saving

    “Only one who devotes himself to a cause with his whole strength and soul can be a true master. For this reason mastery demands all of a person.” – Albert Einstein Very often you’ll see blog posts or books teaching you to “master” a skill in only 10 days, or...
Pension Rates and Rules

Pension Rates and Rules

  Your pension is likely an important part of your retirement plan. But do you really understand what you’re entitled to? What about how the new rates will impact you? This article is going to overview the details of some of the recent changes and rules involved...
Earn or save more?

Earn or save more?

    Earn more or save more? The reality of wealth and savings Ask any child what they want to be when they grow up, and you’ll find there are several children who claim what they want to be is rich. Wealth is a common aspiration, though it is not without its own...
10 ways to combat pimples

10 ways to combat pimples

Here a few unusual alternative tips on how to rid yourself of pimples. These are not meant to be all done at once! It is a list of tips that have worked for various people in the past and for you to try and see what the best solution is for you! Dab on a drop of tea...
Are You On Track With Saving?

Are You On Track With Saving?

Starting Savings Now People who are looking to start saving often are overwhelmed about where exactly this process needs to begin. From wondering what we’re saving for to how best to keep money safe from our own poor habits, advisers can help. We’ve...
A good friend, for your finances

A good friend, for your finances

  Being a good friend, and what it means for your finances Being financially stable brings a lot of good to life. From having you feel better to ensuring you have a backup fund, it really adds to the quality of life that many people are trying to build. The problem...
50 Tips for Making Life Easier

50 Tips for Making Life Easier

This is a fun list of 50 ways to make life easier! 1. Buy a heap of white towels – easy to clean just add 1/2 cup bleach to the wash. 2. Buy in bulk the things you use the most. Toilet paper, soap, toothpaste, dishwashing powder/liquid, washing powder/liquid,...
Your Biz and Mother’s Day

Your Biz and Mother’s Day

Commercially, Mothers Day is one of the big days of the year. Well, it is if you run a business that sells perfumes, flowers, gifts or cards anyway. But what if you don’t sell those obvious Mothers Day items? You can use Mothers Day to promote or support your business...
Inspiration For Your Blog

Inspiration For Your Blog

    “You can’t wait for inspiration. You have to go after it with a club.” – Jack London   We all have days when we’re just not very inspired, when we need passion and creativity breathed into us. I know I do. For anyone who needs a little shove, whose...
BOOK: The Richest Man Who Ever Lived

BOOK: The Richest Man Who Ever Lived

  There have been some books that I’ve read that have changed the way I lived my life, this is one of them. It’s an easy read and it never ages – great for teenagers who need to learn about money. (click the image for more information or to purchase...
Pinterest to Promote Your Biz

Pinterest to Promote Your Biz

  People have been using the different social networking sites in promoting their small business for quite a while now. It is not uncommon for a local small business to have its own Twitter profile or a Facebook fan page. The latest addition in the world of social...