Instant Savings

Groceries For $115 a Week

Groceries For $115 a Week

Does only doing the food shopping 12 times a year sound good to you? You’ll not only have more time, less hassle and save money but you’ll also have the piece of mind that your family is eating well. Keeping your grocery costs to a minimum while serving...
$1000 Gold Coin Challenge

$1000 Gold Coin Challenge

ee Who doesn’t like the idea of an extra $1000 in 50 weeks? I’ve come up with a saving challenge that I think is achievable and realistic for most people and it only takes your left over gold coins to do it! You simply start on any Monday and save a two...
Ditching the Debt

Ditching the Debt

  Decreasing your debt A lot of people make new years resolutions with fitness goals in mind. From dropping a few kilos to starting to get back into jogging, fitness seems to be on our mind when it comes to setting goals. But what about financial fitness? This article...

Rethinking Thrift Store Shopping

  There are some terrific bargains to be had at your local charity or thrift shops these days. There’s no stigma to finding a bargain and putting your money to good use – do this for ten years and you’ll be way ahead of the pack! I’m not suggesting buying exclusively...

Grocery Price Cut Down

  Let’s take an average family of four spending about $250.00 a week on groceries at one of the major supermarkets. That’s a total of $13,000.00 for the year. How can we save and reduce this amount? Saving money on groceries does not have anything to do with income,...

Planning A Monthly Menu

  Please take this post for what it is intended – ideas to modify for your particular situation.  I don’t expect that everybody who reads this all over the world is able to purchase the items needed for the same prices. Planning a monthly menu might sound a bit...

Making Every Bit of Your Pension Count

  Pensions are the primary financial support for several members of our aging nation. While many are grateful for the support, it can also be difficult to make a pension cover all the necessary costs of living to care for oneself and one’s family. Costs of...

Free Stuff Online

  Getting things for free always feels better than paying for them. But not every one knows where to look. That’s why we’ve assembled a list of some of the top places on the web to look for free items, from furniture to services and samples. FreeStuff...

30 Ways to Get Out of Debt

  Assess your current insurance expenses. Could you be getting these services any cheaper? Could you negotiate your payments? Consider getting rid of Foxtel,etc, or at the very least using a basic package. Choose a mobile phone and consider ditching the land line....

20 Easy Ways to Save Money Immediately

  One night a week turn off all the lights in the house and use candles and torches, lanterns. Relaxing and so much fun for the kids! Unplug all of the non essential electrical appliances when not in use. This easy trick can save you a lot of money over the years....

Make It Go Further!

  Butter: Make butter go further by beating 500 grams of softened butter until it turns pale and then slowly adding 1.5 cups of extra light olive oil while still beating in a mixer. The mixture will be quite liquid but hardens up overnight in the fridge. Clean and...

Supermarket Marketing Tricks You Need to Know

    Supermarkets have all sorts of marketing tricks up their sleeves. They know full well you’re only in for ‘one thing’ and they aim to capitalize on it to get you spending more soon. Consider the following tactics when you’re shopping, be...

18 Instant Ways to Save on Your Grocery Bill

  A lot of people don’t think about how much they’re spending on groceries, even though it’s a huge part of their monthly expenses. This was me for a long time, until I realized just how much that simple ignorance was costing me. To that end,...

Using debt consolidation to save on credit card debt

    Credit cards are a huge way to fall into the credit trap. You think you’re spending $20, and before you know it you’re thousands in debt. Fear not, you can get out, you just need to keep a level head and work your way out of it. Debt consolidation is...

Spending to Save

  Managing your spending to save money A big excuse for not saving is “there’s nothing to save”. I’m guilty of thinking it too, but it’s not true. There’s almost no one on this planet who isn’t doing some spending that they could afford...

Small change, big difference

Financial advisers are always coming up with “easy” ways you can save big money – by making massive lifestyle alterations. Some of this advice is great and sound, but it neglects the power of the small change. Small changes all throughout your financial life can still...

Who Do You Pay First?

Financial experts of all walks of life have agreed, you should be paying yourself first every time your pay check comes in. Don’t know what this means? I didn’t either. It’s not a tricky concept, but it’s one that you should definitely...

Top Five Tips For Money Saving Success

  Most people are not natural savers. It seems to be a lot easier to spend, and most people are quite good at naturally throwing away most of their paycheck. The truth of the matter is that a lot of this spending often goes to little purchases, the coffee you get a...

Easy Saving Tips

Minimal Effort Saving Saving is tough for the strongest of people, let alone people like me (who seem to have the willpower of jelly at times). That being said, I play to my strengths. To that effect, I have assembled several tips for saving that take minimal amounts...

Save on Electricity

Targeting utilities: Electricity Saving money on electricity is something of a no brainer desire. It’s good for the environment, it often costs nothing, and it saves actual money every single month. This article is going to go through some of the most cost...

Save on Heating Your Home

Lowering your bills: Our focus on heat Monthly utilities are a part of everyday living. Your electricity bill, your heating bill, and your water bill will come whether you paid attention that month to them or not. Many people ignore these bills until it’s too...

Reducing Your Energy Costs

Targeting utilities: Energy Utilities are a cost that’s incurred every month, there’s no getting around it. But, are you doing everything that you can to operate your house efficiently, and thus to keep your utility costs down? This article is going to...

Save With Cash

The Cash Only Savings Method Plastic cards can make it far too easy for us to spend money that we don’t have, and to barely feel it as we overspend. The cash-only saving method has been gaining popularity. The method is based off of the simple principle that...

Keep an Eye on Those ‘Savings’

Making sure you’re actually saving money chasing that bargain Saving money is a worthy endeavour, and takes many shapes and forms. From coupon clipping to trying to save tax receipts, there are plenty of ways you can work to stretch your dollar to its best. The...

10 Keys to Financial Success

  Financial success is a common aspiration. There’s nothing quite like knowing that you’re debt free, paying bills on time, and building a savings that contributes to a secure financial future. But how do you get from where you are now to financial...