Reducing Debt

The 50-20-30 Rule

The 50-20-30 Rule

  A lot of people out there are trying to figure out how to get ahead right now, and there’s a lot of financial advice out there for anybody looking. One such popular piece of advice is the 50/20/30 rule. This article is going to overview what the rule is, and how to...
Change Your Finances in 30 Days

Change Your Finances in 30 Days

  A lot of people in the financial community have begun discussing the recent 30 day method as a way to control impulse spending. The basic idea is very simple in theory but can feel quite difficult to execute. This article is going to go over everything you need to...
Live smart, live savvy!

Live smart, live savvy!

A lot of us doing research right now are out for the same thing, we want to live savvy. Being savvy happens when we take smart advice and apply it, it’s just that simple. So how do you live savvy? Follow some basic principles and tips and you’ll be well on your way....
Ditching the Debt

Ditching the Debt

  Decreasing your debt A lot of people make new years resolutions with fitness goals in mind. From dropping a few kilos to starting to get back into jogging, fitness seems to be on our mind when it comes to setting goals. But what about financial fitness? This article...
2017 YOUR year of freedom!

2017 YOUR year of freedom!

  A substantial portion of the population is in debt right now, every day of the year. It’s one of the most popular goals and resolutions, to get out of debt, yet so many of us never make it. Why? We are our own biggest enemy. This article is going to overview how to...
What Would You Do With An Extra $2000

What Would You Do With An Extra $2000

  If you had or have an extra $2000 then there are a few ways you could use it to your advantage. What would you do with an extra $2000? Here are 7 tips to get you thinking: 1. If you have a credit card debt and are paying high interest every month on it then it’s a...
Become Great at Saving

Become Great at Saving

    “Only one who devotes himself to a cause with his whole strength and soul can be a true master. For this reason mastery demands all of a person.” – Albert Einstein Very often you’ll see blog posts or books teaching you to “master” a skill in only 10 days, or...

30 Ways to Get Out of Debt

  Assess your current insurance expenses. Could you be getting these services any cheaper? Could you negotiate your payments? Consider getting rid of Foxtel,etc, or at the very least using a basic package. Choose a mobile phone and consider ditching the land line....

All you need to know about mortgage refinancing

    A lot of people ask themselves if they’re actually getting the best deal they could be on their mortgage, and mortgage refinancing is the deal negotiation you enter into when you feel you aren’t currently. But there’s a lot to understand about...

Alternatives to Bankruptcy

    So you’re contemplating bankruptcy. Whatever the journey that’s brought you here, it’s time to recognize it’s a significant step. Bankruptcy can be a saving move, or a difficult one, depending on how it’s used. Let’s start with...

The top 5 myths about mortgage refinancing

  Finding your first mortgage is great, but it’s not always the best deal. Refinancing your mortgage is a great way to renegotiate terms and ensure that you’re getting the best mortgage that’s possible. This isn’t always possible, but when it...

Getting the best deal refinancing your mortgage

  There’s no getting around it, mortgages are large loans. The bigger the loan, the more you’ll need to be careful when arranging the terms and agreeing to take it on. Maybe you’re about to get a mortgage for the first time. Maybe you’ve had...

Using debt consolidation to save on credit card debt

    Credit cards are a huge way to fall into the credit trap. You think you’re spending $20, and before you know it you’re thousands in debt. Fear not, you can get out, you just need to keep a level head and work your way out of it. Debt consolidation is...

Starting out

    If you’re reading this, chances are you’ve developed more than a passing interest in getting your finances organized. The stages for which this is new for you will be referred to as “starting out” and this article is going to walk you through the steps...

What to know about a credit report

  What is it? Lenders often access credit reports. They offer a lot of information about how you handle money, and they help potential lenders to recognize the level of risk they undertake when loaning money to you. So what is a credit report? It’s an assembly...

How to Avoid Interest Rate Problems

  Avoiding interest rate issues – 5 steps you could be taking right now Interest rates, those fluctuating little numbers that make some people rejoice and others cry. Many do not even properly understand interest rates, and this is a bit of a mistake. Yes most of us...

Getting Out Of Debt

Getting out of a bad financial situation So you’re in debt. The bill collectors are calling, and you don’t know how you ever got here – let alone how you’re going to get out. That feeling of panic in the pit of your stomach has become a...

The Bills Are Coming!

Don’t let bills be your surprise of the month Households across the nation are being widely infected with a terrible sickness, a sickness that can only come from pure and utter shock that occurs when a bill is substantially more than anticipated for no apparent...

Financial Stress

Coping with financial stress can reduce the stress you feel in many areas of your life. Financial stress affects the whole family and the sooner it is dealt with, the sooner it can be managed. Denying financial strain can and will only make the problem bigger. If you...